Should I accept the insurance company’s offer?

February 28, 2022

When an insurance company offers you money, it’s tempting to take it. But before you do, there are a few things you should know:

Once you accept a settlement offer, there’s no going back. You’ll have to agree never to ask the insurance company for more money relating to this same accident — and that agreement is (generally speaking) binding.
But what happens if you end up with more medical bills than you realize? Or if your injuries suddenly get worse instead of better? What if a wound doesn’t heal properly or a serious infection sets in?

Such unforeseen complications are not uncommon after a truck accident. Before you accept an offer, talk to an experienced Augusta truck accident lawyer and make sure you understand all of the past, present, and future damages to which you may be entitled.

Insurance companies are notorious for making “lowball” offers. Corporations don’t offer people money because they have a big heart. In many cases, they do it to save themselves money in the long run. Before you take that settlement, make sure it fairly values the full extent of your losses.

  • The insurance company doesn’t want you to hire a lawyer. Studies show that accident victims who hire a personal injury lawyer ultimately tend to recover larger amounts of money.
  • The insurance company doesn’t want have to deal with aggressive negotiations, and they certainly don’t want to go to trial. Their best hope is that you’ll take a quick, low-cost settlement and make the whole thing go away. But your lawyer can stand in your corner and look out for your best interests. They can help you identify insurance tactics and negotiate from a position of knowledge and strength.

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